📅 Published: October 6, 2026
🔄 Last Updated: October 6, 2026
Apple Pay is now available in India, giving eligible users a new way to pay with an iPhone, iPad or Apple Watch. Apple launched the service in India on September 30, 2026, initially supporting eligible Axis Bank Visa and Mastercard credit cards. Users can make payments at thousands of physical and online merchants, including locations that accept compatible NFC contactless transactions.
But the practical question is much simpler: where can you actually use Apple Pay in India?
This guide provides an updated list of Apple Pay India supported merchants, covering retail stores, restaurants, grocery services, travel, entertainment, healthcare, websites and apps. It also explains how to identify an Apple Pay compatible payment terminal and why a contactless terminal does not always guarantee that every Apple Pay transaction will succeed.
Apple has already identified launch merchants including Apple Store locations, Blinkit, Chaayos, Comet, Croma, Interflora, ixigo, Le15 Patisserie, Reliance brands, Tata 1mg and Zomato. Apple has also worked with payment providers including Razorpay, Juspay, Cashfree, PayU, Pine Labs and others to expand merchant acceptance.
The merchant list below will be updated as new Apple Pay India supported merchants are confirmed.
Apple Pay India Supported Merchants at a Glance
The following table provides the current Apple Pay India supported merchants identified through Apple and payment-industry sources.
| Merchant | Category | Physical Payment | Online or App | Current Status |
|---|---|---|---|---|
| Apple Store | Electronics | Yes | Yes | Apple-confirmed |
| Croma | Electronics | Yes* | — | Apple launch merchant |
| Reliance brands | Retail | Yes* | Yes* | Apple launch merchant |
| Chaayos | Restaurant and Café | Yes* | — | Apple launch merchant |
| Le15 Patisserie | Food | Yes* | — | Apple launch merchant |
| Comet | Fashion | Yes* | — | Apple launch merchant |
| Blinkit | Grocery | — | Yes | Apple-confirmed |
| Zomato | Food and Dining | — | Yes | Apple-confirmed |
| Tata 1mg | Healthcare | Yes | Yes | Payment-provider confirmed |
| Zepto | Grocery | Yes | Yes | Payment-provider confirmed |
| JioMart | Grocery and Retail | Yes | Yes | Payment-provider confirmed |
| ixigo | Travel | Yes | Yes | Payment-provider confirmed |
| IndiGo | Travel | Yes | Yes | Payment-provider confirmed |
| bigbasket | Grocery | — | Yes | Apple/Juspay confirmed |
| BookMyShow | Entertainment | — | Yes | Apple/Juspay confirmed |
| RailYatri | Travel | — | Yes | Juspay confirmed |
| Tata CLiQ Luxury | Fashion | — | Yes | Juspay confirmed |
| EaseMyTrip | Travel | — | Yes | Apple-confirmed |
| Nykaa | Beauty | — | Yes | Apple-confirmed |
| District | Entertainment and Dining | — | Yes | Apple-confirmed |
| Nykaa Fashion | Fashion | — | Yes | Apple-confirmed |
| Netmeds | Healthcare | — | Yes | Apple-confirmed |
| Sephora India | Beauty | — | Yes | Apple-confirmed |
| Reliance Digital | Electronics | — | Yes | Apple-confirmed |
| Nike | Sports and Fashion | — | Yes | Apple-confirmed |
| Milkbasket | Grocery | — | Yes | Apple-confirmed |
| MyJio | Telecom and Services | — | Yes | Apple-confirmed |
*Apple identifies these businesses as launch merchants, but individual store or channel acceptance can vary.
This table is the starting point for discovering Apple Pay merchants India. It should not be interpreted as a guarantee that every outlet belonging to a large retail chain accepts Apple Pay at every checkout counter.
Which Apple Pay India Supported Merchants Are Confirmed?
Apple’s official India launch announcement provides the strongest initial evidence for physical merchant acceptance. Apple says Apple Pay will be accepted by millions of merchants across India and specifically names Apple Store locations, Blinkit, Chaayos, Comet, Croma, Interflora, ixigo, Le15 Patisserie, Reliance brands, Tata 1mg and Zomato.
That makes these brands particularly important when looking for Apple Pay stores India.
However, there is an important distinction between a company being named as an Apple Pay launch merchant and every individual branch being independently verified. Large chains may operate different payment terminals, acquiring relationships and payment configurations across locations.
For that reason, this article uses the term Apple Pay India supported merchants for merchants with credible Apple, merchant or payment-provider confirmation. Store-level acceptance should still be checked at the checkout.
Apple Pay Retailers India
Retail is likely to become one of the most visible areas for Apple Pay retailers India as NFC-enabled payment terminals become more common.
Apple Store locations are directly identified by Apple as launch merchants. Croma and Reliance brands are also included in Apple’s launch announcement.
For consumers, the easiest approach is to look for the contactless payment symbol on the POS terminal. If the terminal accepts compatible contactless card payments, Apple Pay may work when the user’s eligible card and payment network are supported.
Some retailers may also have Apple Pay enabled through their online checkout. This means a retailer can support Apple Pay on its website or app even when the physical-store acceptance situation is different.
Apple Pay Retail Merchant Table
| Retailer | Retail Category | Acceptance Type | Status |
|---|---|---|---|
| Apple Store | Electronics | Physical and online | Confirmed |
| Croma | Electronics | Physical launch merchant | Apple-confirmed |
| Reliance brands | Retail | Physical and digital ecosystem | Apple-confirmed |
| Reliance Digital | Electronics | Online/app | Apple-confirmed |
| Nike | Sports and Fashion | Online/app | Apple-confirmed |
| Nykaa | Beauty | Online/app | Apple-confirmed |
| Nykaa Fashion | Fashion | Online/app | Apple-confirmed |
| Sephora India | Beauty | Online/app | Apple-confirmed |
| Tata CLiQ Luxury | Fashion | Online | Juspay-confirmed |
This gives readers a more useful picture of Apple Pay supported merchants India than a simple list of retailer names.
Apple Pay Restaurants India
Restaurants are another important category for users searching for Apple Pay restaurants India.
Apple has specifically identified Chaayos and Le15 Patisserie among its India launch merchants. Zomato is also listed by Apple as a popular app that accepts Apple Pay.
The distinction between restaurant payments and food-delivery payments matters. A restaurant can accept Apple Pay through its physical POS terminal while its online ordering system uses a different payment configuration.
Similarly, a restaurant listed on Zomato does not automatically mean the restaurant’s own physical counter accepts Apple Pay.
For physical restaurants, look for the contactless symbol on the terminal and ask the staff whether contactless card payments are supported.
For online food ordering, look for the Apple Pay button during checkout.
Practical restaurant check
Before paying at a restaurant, ask:
“Do you accept contactless payments through Apple Pay?”
This is more reliable than simply asking whether the restaurant accepts cards.
Apple Pay Grocery Stores and Supermarkets
Grocery is one of the most interesting categories because several major digital grocery services already appear in Apple’s India Apple Pay ecosystem.
The current verified online and app names include:
- Blinkit
- bigbasket
- JioMart
- Milkbasket
- Zepto
Blinkit, bigbasket, JioMart, Milkbasket and Zepto are particularly relevant for consumers searching for Apple Pay supermarkets India or Apple Pay grocery stores India.
Physical supermarket acceptance is a separate question.
A supermarket may use NFC-capable POS terminals but still have different payment configurations at different counters. Therefore, readers should not assume that every store belonging to a grocery chain will accept Apple Pay simply because its app does.
This distinction is especially important for Apple Pay India supported merchants because online and physical payment infrastructure can be operated separately.
Apple Pay Hotels India
Hotel acceptance should be treated differently from online hotel booking.
A hotel may accept contactless card payments at:
- Reception
- Restaurants
- Bars
- Spa counters
- Gift shops
- Other POS locations
But that does not necessarily mean its website offers Apple Pay at booking.
For online bookings, the Apple Pay option should actually appear during checkout.
For physical hotel payments, look for the contactless symbol on the terminal.
As more payment processors enable Apple Pay for merchant networks, hotel acceptance can expand without requiring consumers to manually enter their card details.
Apple Pay Shopping Malls India
A shopping mall itself does not necessarily determine whether Apple Pay works.
Individual retailers inside the mall generally operate their own payment terminals and merchant accounts. One store may accept Apple Pay while another store in the same shopping mall may not.
Therefore, when looking for Apple Pay stores India, consumers should check the individual retailer rather than assuming the entire mall supports Apple Pay.
The same principle applies to restaurants, cinemas, salons and other businesses operating inside shopping centres.
Apple Pay Travel and Transportation Merchants
Travel is already an important part of the Indian Apple Pay ecosystem.
Apple lists ixigo among its launch merchants, while Apple’s India App Store page lists EaseMyTrip and ixigo among popular apps accepting Apple Pay.
Payment-provider integrations also provide evidence for IndiGo and other travel merchants.
| Travel Merchant | Type | Apple Pay Channel |
|---|---|---|
| ixigo | Flights and travel | Online/app |
| EaseMyTrip | Travel booking | Online/app |
| IndiGo | Airline | Online and supported payment environments |
| RailYatri | Rail and travel | Online/app |
Travel is particularly suitable for Apple Pay because bookings frequently take place on smartphones. Apple Pay can reduce the need to manually enter card numbers, expiry dates and other payment details.
Apple Pay Online Merchants India
Online acceptance works differently from physical-store acceptance.
A website can accept cards without accepting Apple Pay. The merchant or its payment processor must specifically enable Apple Pay as a checkout payment method.
This means users searching for Apple Pay online merchants India should look for the Apple Pay button or payment option during checkout.
Apple’s India App Store currently identifies several popular apps that accept Apple Pay, including Zomato, EaseMyTrip, Nykaa, bigbasket, District, Nykaa Fashion, JioMart, ixigo, Blinkit, Tata 1mg, Tata CLiQ, Netmeds, Sephora India, Reliance Digital, BookMyShow, Nike, Milkbasket, MyJio and Zepto.
This provides one of the clearest current lists of Apple Pay websites India and apps where Apple Pay can be used digitally. For a broader analysis of how Apple Pay could affect India’s banking, credit card and digital payments ecosystem, read our detailed Apple Pay India Market Impact 2026 analysis.
Apple Pay Apps India
The app ecosystem is particularly important because Apple Pay is designed to work directly within supported apps.
Examples currently identified by Apple include:
| App | Category | Apple Pay |
|---|---|---|
| Zomato | Food and Dining | Confirmed |
| EaseMyTrip | Travel | Confirmed |
| Nykaa | Beauty | Confirmed |
| bigbasket | Grocery | Confirmed |
| District | Entertainment and Dining | Confirmed |
| Nykaa Fashion | Fashion | Confirmed |
| JioMart | Retail | Confirmed |
| ixigo | Travel | Confirmed |
| Blinkit | Grocery | Confirmed |
| Tata 1mg | Healthcare | Confirmed |
| Tata CLiQ | Retail | Confirmed |
| Netmeds | Healthcare | Confirmed |
| Sephora India | Beauty | Confirmed |
| Reliance Digital | Electronics | Confirmed |
| BookMyShow | Entertainment | Confirmed |
| Nike | Fashion | Confirmed |
| Milkbasket | Grocery | Confirmed |
| MyJio | Telecom and Services | Confirmed |
| Zepto | Grocery | Confirmed |
For consumers, the easiest way to check is to add a product or service and proceed to checkout. If Apple Pay is supported for the transaction, the payment option should appear.
How to Identify Apple Pay Contactless Stores
Finding Apple Pay contactless stores is easier when you know what to look for.
The first sign is the familiar contactless payment symbol displayed on the POS terminal.
The second is the Apple Pay symbol.
The third is an NFC-enabled payment reader that supports compatible contactless transactions.
According to Apple’s official Apple Pay guidance, Apple Pay can be used at stores wherever contactless card payments are accepted, with users looking for the contactless or Apple Pay symbol at checkout.
This is why Apple Pay NFC India acceptance is important.
However, an NFC symbol should be treated as an indication of contactless capability rather than an absolute guarantee that every Apple Pay transaction will work.
Why Does Apple Pay Not Work at Every Contactless Terminal?
This is one of the most important practical questions about Apple Pay India supported merchants.
NFC is a communication technology. Apple Pay is a payment service that uses NFC for many physical transactions.
A terminal can therefore have NFC capability while the merchant’s complete payment configuration does not support a particular Apple Pay transaction.
Several factors can affect the result.
The terminal must support the relevant contactless payment configuration. The merchant’s acquiring and processing infrastructure must also correctly handle the transaction. The card network must be supported, and the user’s card must be eligible for Apple Pay.
This is why two stores using visually similar POS machines can produce different results.
For consumers, the practical rule is simple:
Contactless symbol = try Apple Pay.
Apple Pay symbol = stronger indication.
Apple Pay button at online checkout = direct confirmation for that digital transaction.
Apple Pay India Card Eligibility Also Matters
Merchant acceptance is only one part of the process.
As of October 2026, Apple lists Axis Bank Visa and Mastercard credit cards as the eligible cards that can currently be added in India.
This means a merchant may support Apple Pay but a particular customer may still be unable to complete the transaction if the card is not eligible.
The situation can change as Apple adds more Indian banking partners. Therefore, the bank-support section of this article should be updated whenever Apple officially adds another issuer. f you want to check the currently supported banks, cards, compatible devices and setup process in more detail, see our complete guide to Apple Pay India supported banks, cards, devices and how to use Apple Pay.
For a detailed explanation of the broader payment ecosystem, readers can also explore our Apple Pay India digital payments analysis before comparing Apple Pay with other payment platforms.
How to Check Whether a Store Accepts Apple Pay
If you are standing at a checkout counter and want to know whether Apple Pay will work, follow this simple process.
First, look at the POS terminal for the contactless symbol.
Second, check whether the Apple Pay symbol is displayed.
Third, ask the cashier whether contactless card payments are supported.
Fourth, bring the iPhone or Apple Watch close to the reader after authenticating the payment.
If the terminal does not respond, ask whether another POS terminal at the counter supports contactless payments.
This approach is especially useful because a large store may have multiple terminals with different configurations.
How to Check Apple Pay Online
For websites and apps, the process is even easier.
Add the product or service to your cart and continue to checkout.
Look for an Apple Pay button or Apple Pay payment option.
If it appears, select it and authenticate the transaction using the available device authentication method.
If Apple Pay does not appear, the website may not have enabled Apple Pay for that particular checkout, even if it accepts Visa or Mastercard.
This is why Apple Pay websites India should not be identified simply by looking at whether a website accepts credit cards.
Apple Pay Merchant Status: What the Labels Mean
Because merchant acceptance can change, this guide uses different status categories.
| Status | Meaning |
|---|---|
| Confirmed | Apple, the merchant or a payment provider explicitly confirms Apple Pay |
| Online/App confirmed | Apple Pay is specifically available through a digital checkout |
| In-store + online confirmed | Payment-provider evidence confirms both channels |
| Launch merchant | Apple has named the business but has not provided a store-by-store breakdown |
| Store dependent | Acceptance can vary between locations or terminals |
| Not independently verified | No strong evidence should be used for a definitive acceptance claim |
This approach makes the Apple Pay India supported merchants directory more useful than an ordinary list of company names.
Apple Pay India Supported Merchants: Confirmed vs Contactless
The most important distinction in this guide is between Apple Pay acceptance and general contactless acceptance.
A confirmed Apple Pay merchant has specific evidence showing that Apple Pay is supported.
A contactless merchant has a payment terminal capable of contactless transactions, but Apple Pay acceptance may depend on the payment configuration.
For this reason, this article does not automatically classify every NFC-enabled Indian retailer as an Apple Pay merchant.
That distinction will become increasingly important as more Indian stores introduce modern POS terminals.
Frequently Asked Questions: Apple Pay India supported merchants
Where can I use Apple Pay India?
You can use Apple Pay at participating physical stores, online merchants and supported apps. Current Apple Pay India supported merchants include Apple Store, Croma, Blinkit, Chaayos, ixigo, Tata 1mg, Zomato, Zepto and several other businesses.
Which are the main Apple Pay India supported merchants?
Apple’s India launch announcement names Apple Store, Blinkit, Chaayos, Comet, Croma, Interflora, ixigo, Le15 Patisserie, Reliance brands, Tata 1mg and Zomato. Apple’s India App Store also identifies additional digital merchants.
Can I use Apple Pay at any NFC terminal?
No. NFC indicates compatible near-field communication capability, but complete Apple Pay acceptance also depends on the merchant’s payment configuration, processor, card network and card eligibility.
Can I use Apple Pay at restaurants in India?
Yes, where the restaurant supports Apple Pay or compatible contactless payments. Chaayos and Le15 Patisserie are among the launch merchants identified by Apple.
Can I use Apple Pay at supermarkets?
Several grocery and quick-commerce services support Apple Pay digitally, including Blinkit, bigbasket, JioMart, Milkbasket and Zepto. Physical supermarket acceptance should be checked at the individual POS terminal.
Can I use Apple Pay at Croma?
Croma is one of Apple’s named launch merchants. However, users should still verify acceptance at their particular store and payment terminal.
Can I use Apple Pay at Reliance stores?
Reliance brands are included among Apple’s launch merchants. Because Reliance operates multiple retail formats, acceptance should be checked at the individual checkout.
Can I use Apple Pay online in India?
Yes. Supported websites and apps can offer Apple Pay during checkout. The merchant or payment provider must specifically enable Apple Pay.
Which Indian apps support Apple Pay?
Apple’s current India App Store page lists Zomato, EaseMyTrip, Nykaa, bigbasket, District, Nykaa Fashion, JioMart, ixigo, Blinkit, Tata 1mg, Tata CLiQ, Netmeds, Sephora India, Reliance Digital, BookMyShow, Nike, Milkbasket, MyJio and Zepto.
Which bank cards currently work with Apple Pay in India?
At the current launch, Apple lists eligible Axis Bank Visa and Mastercard credit cards. The supported-card ecosystem can expand as additional Indian banks are added.
How do I know if a store accepts Apple Pay?
Look for the Apple Pay or contactless symbol on the POS terminal. You can also ask the cashier whether the terminal supports contactless Apple Pay payments.
Why does Apple Pay work at one store but not another?
Different locations can use different terminals, acquiring banks, processors and payment configurations. A merchant chain may therefore have different acceptance conditions between branches.
Can I use Apple Pay on Indian shopping websites?
Yes, but only when the website has enabled Apple Pay at checkout. Accepting credit cards does not automatically mean that Apple Pay is available.
Can I use Apple Pay at hotels?
Hotel acceptance depends on the individual property and payment environment. A hotel may support Apple Pay at a physical POS terminal without offering Apple Pay on its online booking website.
Apple Pay India Supported Merchants Update Policy
This article is designed to remain a living directory rather than a one-time news article. The list of Apple Pay India supported merchants will change as more Indian banks, retailers, restaurants, travel companies, payment processors and online businesses enable Apple Pay.
Future updates should therefore verify new merchant claims against Apple, the merchant itself or a recognized payment infrastructure provider. Old claims should also be reviewed when merchant payment configurations change.
The current verification date is October 6, 2026. Keeping this date visible is important because readers searching for Apple Pay India supported merchants want current information rather than a historical launch list.
The objective is not simply to publish the largest possible merchant list. The objective is to help a reader answer a practical question before reaching the checkout: Can I actually pay with Apple Pay here?
Conclusion: Apple Pay India supported merchants
Apple Pay’s arrival in India gives eligible Apple users another way to make contactless payments at physical merchants and complete purchases through supported apps and websites. The initial ecosystem already includes businesses across electronics, retail, grocery, restaurants, travel, healthcare, entertainment, fashion and beauty.
The current Apple Pay India supported merchants include major launch names such as Apple Store, Croma, Chaayos, Blinkit, Tata 1mg, ixigo and Zomato, while Apple’s India App Store provides a much broader list of digital services. Payment providers such as Razorpay and Juspay also expand the ecosystem by enabling Apple Pay across participating merchant networks.
However, consumers should remember that merchant acceptance is not always universal across every branch or terminal. A contactless or NFC-enabled POS terminal is a strong indication that contactless payment is available, but the final transaction can depend on the merchant’s payment configuration and the customer’s eligible card.
For physical stores, look for the contactless or Apple Pay symbol and ask the merchant if necessary. For online purchases, look for the Apple Pay button during checkout.
As additional Indian banks and merchants join the ecosystem, this Apple Pay India supported merchants directory will be updated so users can find current acceptance information before making a payment.
